Customers and relationships
People, organizations, and their relationships.
Choose capabilities by the work they support.
Each capability groups open modules, combined in a service with the rules and providers its scope needs.
Banking and lending capabilities.
Accounts and financial records
Accounts, transactions, and ledger connections.
Payments and cards
Interfaces to your payment and card providers.
Lending lifecycle
Applications, servicing events, collateral, and collections.
Risk and compliance records
Cases, results, and reporting linked to the operation.
Inside each capability
Open a capability to see its modules.
01Customers and relationships
One consistent view of the people and businesses each journey serves.
Customers and relationships
One consistent view of the people and businesses each journey serves.
What it covers
- People, legal entities and relationships
- Contact details, identity records and consent
- Customer registration coordinated across services
How it fits
Reuse customer data across account opening, credit applications, and policyholder service.
02Onboarding and verification
Data collection, identity evidence, and verification cases in one journey.
Onboarding and verification
Data collection, identity evidence, and verification cases in one journey.
What it covers
- Individual and business onboarding APIs
- Personal, economic and corporate information
- KYC/KYB evidence, case records and journey status
How it fits
Prepare a complete customer file, with your providers and approval policy built in.
03Products and commercial configuration
Consistent product definitions, adapted to each channel.
Products and commercial configuration
Consistent product definitions, adapted to each channel.
What it covers
- Catalogue, categories, versions and product relationships
- Configuration and required documentation
- Lending pricing queries and instalment simulations
How it fits
Compose a financing offer from catalogue and pricing, or connect to an insurer’s rating systems.
04Agreements and documents
Each agreement with its parties and evidence, in one context.
Agreements and documents
Each agreement with its parties and evidence, in one context.
What it covers
- Contract terms, party roles and status history
- Document metadata, versions and permissions
- Content and e-signature through your providers
How it fits
Assemble account and loan agreements, or manage policy-document references beside your policy system.
05Distribution and partner channels
Product access, branding, and operating context for distributors and agents.
Distribution and partner channels
Product access, branding, and operating context for distributors and agents.
What it covers
- Distributors, agencies, agents and assignments
- Product assignments, territories and operating permissions
- Channel branding, configuration and contractual terms
How it fits
Build partner-led finance, or agent and broker journeys connected to the insurer.
06Accounts and financial records
Account relationships kept apart from financial movements, each with its own owner.
Accounts and financial records
Account relationships kept apart from financial movements, each with its own owner.
What it covers
- Accounts, balances, restrictions and account spaces
- Transactions, transaction legs and status history
- General-ledger accounts, journal batches and entries
How it fits
Coordinate account opening and design posting controls around your accounting model.
07Payments and cards
Payment and card operations, without provider details in every application.
Payments and cards
Payment and card operations, without provider details in every application.
What it covers
- Payment orders, beneficiaries, schedules and fees
- Card records, limits, transactions and disputes
- Separate interfaces per payment rail
How it fits
Build payment and card journeys, including premium collections, refunds, and insurance payouts.
08The lending lifecycle
From application, offer, and decision to the records that service a loan.
The lending lifecycle
From application, offer, and decision to the records that service a loan.
What it covers
- Applications, documents, offers and decision records
- Disbursements, repayment schedules and servicing events
- Collateral, collections, and product data
How it fits
Compose consumer or business finance; credit policy and decisions stay with your institution.
09Risk and compliance operations
A structured record of reviews, risk decisions, and reporting, linked to each case.
Risk and compliance operations
A structured record of reviews, risk decisions, and reporting, linked to each case.
What it covers
- Credit-scoring requests, models and result records
- Provisioning, ECL values, and stage history
- AML cases, reports, and submission records
How it fits
Connect your approved risk calculations to operational records; actuarial systems stay integrated, not replaced.
Each repository carries its own license and release information.
Scope and selection
Read the catalogue as part of a service.
Insurance services connect shared and dedicated capabilities
Policy, underwriting, claims, and actuarial work connect to the insurer’s own systems.
A module is one part of the service
We select each component for its license, fit, security, and recovery, and accept it before it goes live.
Your first operation
Bring us one operation.
Tell us the process, the volume, and what “done” looks like. We will come back with a scope, a deployment plan, and a proposal.